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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,426 | $106,749+19.4% | $145,433-12.4% | $82,448+54.6% |
| Participation rate | 74.4% | 75.6%-1.3pp | 82.1%-7.8pp | 68.1%+6.3pp |
| Annual return | 16.52% | 27.59%-11.1pp | 66.58%-50.1pp | 41.64%-25.1pp |
| Employer contribution / active EE | $4,402 | $3,444+27.8% | $4,554-3.3% | $2,551+72.6% |
| Participant deferral / active EE | $9,059 | $6,519+39.0% | $7,897+14.7% | $4,139+118.8% |
| Admin fee / account holder | $28,620 | $8,390+241.1% | $13,129+118.0% | $7,234+295.6% |