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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,650 | $62,583-81.4% | $76,767-84.8% | $64,173-81.8% |
| Participation rate | 81.0% | 72.8%+8.2pp | 77.0%+4.0pp | 69.6%+11.4pp |
| Annual return | -7.14% | -1.95%-5.2pp | 2.43%-9.6pp | 7.63%-14.8pp |
| Employer contribution / active EE | $1,217 | $1,832-33.6% | $2,485-51.0% | $2,381-48.9% |
| Participant deferral / active EE | $2,797 | $3,145-11.0% | $3,852-27.4% | $3,470-19.4% |
| Admin fee / account holder | $367 | $4,667-92.1% | $6,675-94.5% | $4,887-92.5% |