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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,026 | $100,139+18.9% | $85,187+39.7% | $145,884-18.4% |
| Participation rate | 27.3% | 74.1%-46.8pp | 67.5%-40.2pp | 80.3%-53.0pp |
| Annual return | 12.98% | 84.15%-71.2pp | 66.67%-53.7pp | 551.85%-538.9pp |
| Employer contribution / active EE | $1,342 | $3,238-58.6% | $2,732-50.9% | $4,662-71.2% |
| Participant deferral / active EE | $6,779 | $5,296+28.0% | $4,525+49.8% | $6,690+1.3% |
| Admin fee / account holder | $555 | $7,262-92.4% | $6,162-91.0% | $13,392-95.9% |