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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,995 | $96,419-18.1% | $80,648-2.0% | $139,487-43.4% |
| Participation rate | 27.3% | 73.6%-46.4pp | 67.0%-39.7pp | 80.3%-53.1pp |
| Annual return | 21.53% | 1352.86%-1331.3pp | 937.21%-915.7pp | 373.84%-352.3pp |
| Employer contribution / active EE | $1,258 | $3,261-61.4% | $2,724-53.8% | $4,755-73.5% |
| Participant deferral / active EE | $5,996 | $5,225+14.7% | $4,443+34.9% | $6,713-10.7% |
| Admin fee / account holder | $339 | $6,605-94.9% | $5,382-93.7% | $11,407-97.0% |