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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,209 | $97,125+8.3% | $86,233+22.0% | $137,256-23.3% |
| Participation rate | 45.5% | 74.2%-28.7pp | 69.0%-23.6pp | 80.0%-34.5pp |
| Annual return | 17.83% | 74.19%-56.4pp | 61.39%-43.6pp | 220.34%-202.5pp |
| Employer contribution / active EE | $1,612 | $2,841-43.3% | $2,504-35.6% | $4,156-61.2% |
| Participant deferral / active EE | $7,961 | $5,180+53.7% | $4,559+74.6% | $6,407+24.3% |
| Admin fee / account holder | $484 | $9,725-95.0% | $8,342-94.2% | $12,270-96.1% |