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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,026 | $100,203+18.8% | $85,240+39.6% | $145,897-18.4% |
| Participation rate | 27.3% | 74.1%-46.8pp | 67.5%-40.3pp | 80.3%-53.0pp |
| Annual return | 12.98% | 84.28%-71.3pp | 66.75%-53.8pp | 552.29%-539.3pp |
| Employer contribution / active EE | $1,342 | $3,242-58.6% | $2,735-50.9% | $4,663-71.2% |
| Participant deferral / active EE | $6,779 | $5,299+27.9% | $4,527+49.7% | $6,689+1.3% |
| Admin fee / account holder | $555 | $7,265-92.4% | $6,165-91.0% | $13,390-95.9% |