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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,579 | $217,432-29.4% | $185,849-17.4% | $167,536-8.3% |
| Participation rate | 75.0% | 86.1%-11.1pp | 81.7%-6.7pp | 82.1%-7.1pp |
| Annual return | -0.37% | 148.42%-148.8pp | 122.10%-122.5pp | 478.82%-479.2pp |
| Employer contribution / active EE | $941 | $5,875-84.0% | $5,169-81.8% | $4,839-80.6% |
| Participant deferral / active EE | $8,375 | $6,357+31.7% | $5,569+50.4% | $6,342+32.1% |
| Admin fee / account holder | $7,287 | $19,818-63.2% | $16,244-55.1% | $12,315-40.8% |