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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,017 | $85,171-34.2% | $172,753-67.6% | $72,976-23.2% |
| Participation rate | 84.5% | 70.1%+14.4pp | 82.6%+1.9pp | 69.5%+15.0pp |
| Annual return | 2.96% | 27.32%-24.4pp | 803.00%-800.0pp | 81.02%-78.1pp |
| Employer contribution / active EE | $509 | $3,324-84.7% | $5,144-90.1% | $2,440-79.1% |
| Participant deferral / active EE | $4,021 | $3,260+23.3% | $5,198-22.6% | $3,608+11.5% |
| Admin fee / account holder | $573 | $5,880-90.2% | $13,956-95.9% | $5,124-88.8% |