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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,842 | $92,766-6.4% | $82,763+4.9% | $134,545-35.5% |
| Participation rate | 65.2% | 75.2%-10.0pp | 72.6%-7.3pp | 81.2%-16.0pp |
| Annual return | -13.09% | 946.97%-960.1pp | 702.45%-715.5pp | 418.37%-431.5pp |
| Employer contribution / active EE | $1,127 | $3,273-65.6% | $3,008-62.5% | $4,742-76.2% |
| Participant deferral / active EE | $2,346 | $4,802-51.1% | $4,395-46.6% | $6,401-63.3% |
| Admin fee / account holder | $9,831 | $5,978+64.5% | $5,325+84.6% | $11,431-14.0% |