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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,159 | $60,139+39.9% | $90,461-7.0% | $79,856+5.4% |
| Participation rate | 63.0% | 65.0%-2.0pp | 72.7%-9.7pp | 69.6%-6.7pp |
| Annual return | 16.26% | 71.96%-55.7pp | 1294.76%-1278.5pp | 31.71%-15.5pp |
| Employer contribution / active EE | $1,060 | $2,069-48.8% | $3,264-67.5% | $2,471-57.1% |
| Participant deferral / active EE | $2,289 | $2,939-22.1% | $3,964-42.3% | $3,741-38.8% |
| Admin fee / account holder | $400 | $3,978-89.9% | $5,617-92.9% | $5,306-92.5% |