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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,548 | $62,166-12.3% | $81,353-32.9% | $74,459-26.7% |
| Participation rate | 56.6% | 64.1%-7.5pp | 69.5%-12.9pp | 67.2%-10.6pp |
| Annual return | 17.43% | 16.50%+0.9pp | 24.82%-7.4pp | 1369.70%-1352.3pp |
| Employer contribution / active EE | $1,683 | $1,881-10.5% | $2,464-31.7% | $2,626-35.9% |
| Participant deferral / active EE | $2,844 | $3,223-11.8% | $3,885-26.8% | $4,350-34.6% |
| Admin fee / account holder | $7,164 | $1,925+272.3% | $5,766+24.2% | $1,945+268.4% |