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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,573 | $56,438-3.3% | $76,902-29.0% | $71,529-23.7% |
| Participation rate | 54.2% | 64.3%-10.1pp | 69.6%-15.4pp | 67.9%-13.7pp |
| Annual return | 24.81% | 19.05%+5.8pp | 37.91%-13.1pp | 28.97%-4.2pp |
| Employer contribution / active EE | $1,906 | $1,864+2.3% | $2,534-24.8% | $2,590-26.4% |
| Participant deferral / active EE | $3,015 | $3,136-3.9% | $3,833-21.4% | $4,291-29.7% |
| Admin fee / account holder | $2,904 | $1,430+103.1% | $5,479-47.0% | $1,588+82.8% |