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| Provider | Service type | Compensation |
|---|---|---|
Filed as: WILSHIRE ASSOCIATES INC Service code 26 · EIN 95-2755361 1299 OCEAN AVENUE · SANTA MONICA, CA 90401 | Advisory (Participants) | $4,015 |
Filed as: JOHN HANCOCK LIFE INSURANCE CO. NY Service code 15 · EIN 13-3646501 P.O. BOX 600 · BUFFALO, NY 142010600 | Recordkeeping | $96 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,176 | $84,499-7.5% | $125,391-37.7% | $66,949+16.8% |
| Participation rate | 71.1% | 76.4%-5.3pp | 82.4%-11.3pp | 69.8%+1.3pp |
| Annual return | -18.74% | -8.49%-10.2pp | 572.41%-591.2pp | 1.57%-20.3pp |
| Employer contribution / active EE | $1,162 | $3,554-67.3% | $4,816-75.9% | $2,545-54.3% |
| Participant deferral / active EE | $6,825 | $6,785+0.6% | $7,448-8.4% | $4,239+61.0% |
| Admin fee / account holder | $358 | $685-47.7% | $10,009-96.4% | $594-39.6% |