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| Provider | Service type | Compensation |
|---|---|---|
Filed as: WILSHIRE ASSOCIATES INC Service code 26 · EIN 95-2755361 1299 OCEAN AVENUE · SANTA MONICA, CA 90401 | Advisory (Participants) | $4,358 |
Filed as: JOHN HANCOCK LIFE INSURANCE CO. NY Service code 15 · EIN 13-3646501 P.O. BOX 600 · BUFFALO, NY 142010600 | Recordkeeping | $72 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,542 | $104,479-1.9% | $159,474-35.7% | $79,391+29.2% |
| Participation rate | 74.1% | 76.6%-2.6pp | 82.8%-8.8pp | 70.7%+3.4pp |
| Annual return | 14.92% | 67.98%-53.1pp | 263.68%-248.8pp | 116.88%-102.0pp |
| Employer contribution / active EE | $470 | $3,417-86.3% | $4,831-90.3% | $2,428-80.6% |
| Participant deferral / active EE | $6,381 | $6,468-1.3% | $7,353-13.2% | $4,046+57.7% |
| Admin fee / account holder | $461 | $711-35.2% | $10,802-95.7% | $627-26.5% |