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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,270 | $91,536-41.8% | $130,062-59.0% | $75,177-29.1% |
| Participation rate | 78.0% | 71.5%+6.6pp | 78.5%-0.5pp | 67.2%+10.8pp |
| Annual return | 34.13% | -631.62%+665.7pp | -137.37%+171.5pp | 160.75%-126.6pp |
| Employer contribution / active EE | $4,551 | $2,845+60.0% | $4,322+5.3% | $2,671+70.4% |
| Participant deferral / active EE | $5,921 | $4,343+36.3% | $5,821+1.7% | $4,126+43.5% |
| Admin fee / account holder | $413 | $6,780-93.9% | $10,601-96.1% | $5,651-92.7% |