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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,136 | $135,645-49.0% | $110,243-37.3% | $135,380-48.9% |
| Participation rate | 80.0% | 83.5%-3.5pp | 79.8%+0.2pp | 82.6%-2.6pp |
| Annual return | -11.93% | 513.24%-525.2pp | 314.76%-326.7pp | 519.81%-531.7pp |
| Employer contribution / active EE | $788 | $4,907-84.0% | $3,827-79.4% | $4,779-83.5% |
| Participant deferral / active EE | $2,067 | $5,507-62.5% | $4,672-55.8% | $5,609-63.2% |
| Admin fee / account holder | $5,033 | $11,458-56.1% | $8,548-41.1% | $10,828-53.5% |