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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $654,293 | $72,471+802.8% | $94,215+594.5% | $86,983+652.2% |
| Participation rate | 90.3% | 63.9%+26.5pp | 70.0%+20.4pp | 69.5%+20.8pp |
| Annual return | 20.29% | 26.44%-6.2pp | 28.22%-7.9pp | 25.83%-5.5pp |
| Employer contribution / active EE | $60,918 | $1,936+3046.9% | $2,675+2177.2% | $2,584+2257.1% |
| Participant deferral / active EE | $20,306 | $3,397+497.8% | $4,276+374.9% | $4,194+384.2% |
| Admin fee / account holder | $63,347 | $6,468+879.4% | $10,216+520.1% | $7,856+706.4% |