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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $499,435 | $55,889+793.6% | $76,119+556.1% | $80,935+517.1% |
| Participation rate | 97.3% | 62.1%+35.2pp | 69.1%+28.2pp | 67.7%+29.6pp |
| Annual return | 13.32% | 20.58%-7.3pp | 361.25%-347.9pp | 35.66%-22.3pp |
| Employer contribution / active EE | $51,398 | $1,866+2654.4% | $2,693+1808.8% | $2,757+1764.5% |
| Participant deferral / active EE | $17,133 | $3,051+461.5% | $4,259+302.2% | $4,299+298.5% |
| Admin fee / account holder | $20,284 | $5,241+287.0% | $6,421+215.9% | $6,924+192.9% |