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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,972 | $168,635+29.3% | $147,617+47.7% | $125,389+73.8% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | 3.98% | 77.65%-73.7pp | 61.98%-58.0pp | 282.24%-278.3pp |
| Employer contribution / active EE | $3,593 | $6,252-42.5% | $5,564-35.4% | $4,866-26.2% |
| Participant deferral / active EE | $7,194 | $5,507+30.6% | $4,895+47.0% | $5,352+34.4% |
| Admin fee / account holder | $5,547 | $13,580-59.2% | $11,612-52.2% | $9,541-41.9% |