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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,324 | $57,330-54.1% | $86,656-69.6% | $75,177-65.0% |
| Participation rate | 82.9% | 63.2%+19.7pp | 71.7%+11.2pp | 67.2%+15.7pp |
| Annual return | 39.61% | 2675.40%-2635.8pp | 593.09%-553.5pp | 160.75%-121.1pp |
| Employer contribution / active EE | $1,398 | $2,316-39.7% | $3,025-53.8% | $2,671-47.7% |
| Participant deferral / active EE | $3,305 | $3,320-0.5% | $4,439-25.6% | $4,126-19.9% |
| Admin fee / account holder | $8,215 | $4,115+99.7% | $5,619+46.2% | $5,651+45.4% |