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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,417 | $54,353-62.4% | $82,726-75.3% | $68,498-70.2% |
| Participation rate | 87.5% | 63.9%+23.6pp | 72.6%+14.9pp | 67.9%+19.6pp |
| Annual return | 100.65% | -13.67%+114.3pp | 701.33%-600.7pp | -7.84%+108.5pp |
| Employer contribution / active EE | $866 | $2,218-61.0% | $3,009-71.2% | $2,596-66.7% |
| Participant deferral / active EE | $2,167 | $3,246-33.2% | $4,394-50.7% | $4,027-46.2% |
| Admin fee / account holder | $443 | $4,396-89.9% | $5,328-91.7% | $5,403-91.8% |