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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,842 | $138,068-25.5% | $125,358-18.0% | $134,493-23.5% |
| Participation rate | 80.0% | 84.5%-4.5pp | 82.4%-2.4pp | 81.2%-1.2pp |
| Annual return | -22.26% | 750.30%-772.6pp | 572.03%-594.3pp | 418.01%-440.3pp |
| Employer contribution / active EE | $3,192 | $5,244-39.1% | $4,814-33.7% | $4,740-32.7% |
| Participant deferral / active EE | $5,147 | $7,799-34.0% | $7,447-30.9% | $6,400-19.6% |
| Admin fee / account holder | $1,877 | $11,568-83.8% | $10,007-81.2% | $11,425-83.6% |