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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,707 | $129,737-64.0% | $119,126-60.8% | $154,746-69.8% |
| Participation rate | 37.5% | 78.9%-41.4pp | 75.8%-38.3pp | 80.7%-43.2pp |
| Annual return | 14.03% | 379.08%-365.0pp | 282.11%-268.1pp | 172.34%-158.3pp |
| Employer contribution / active EE | $3,091 | $4,375-29.4% | $4,034-23.4% | $4,379-29.4% |
| Participant deferral / active EE | $6,430 | $5,842+10.1% | $5,318+20.9% | $6,730-4.5% |
| Admin fee / account holder | $16,687 | $11,961+39.5% | $10,693+56.0% | $14,365+16.2% |