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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,868 | $106,280-49.3% | $96,538-44.2% | $139,487-61.4% |
| Participation rate | 77.8% | 77.8%-0.1pp | 74.3%+3.4pp | 80.3%-2.6pp |
| Annual return | 14.47% | 38.48%-24.0pp | 35.74%-21.3pp | 373.84%-359.4pp |
| Employer contribution / active EE | $5,317 | $4,107+29.5% | $3,740+42.2% | $4,755+11.8% |
| Participant deferral / active EE | $10,035 | $5,457+83.9% | $4,880+105.6% | $6,713+49.5% |
| Admin fee / account holder | $28,518 | $7,888+261.5% | $6,737+323.3% | $11,407+150.0% |