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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,707 | $171,492-72.8% | $150,734-69.0% | $198,609-76.5% |
| Participation rate | 37.5% | 81.4%-43.9pp | 78.4%-40.9pp | 82.4%-44.9pp |
| Annual return | 14.03% | 804.70%-790.7pp | 600.81%-586.8pp | 202.70%-188.7pp |
| Employer contribution / active EE | $3,091 | $5,470-43.5% | $4,918-37.2% | $5,055-38.9% |
| Participant deferral / active EE | $6,430 | $6,259+2.7% | $5,610+14.6% | $6,977-7.8% |
| Admin fee / account holder | $16,687 | $17,628-5.3% | $14,905+12.0% | $19,030-12.3% |