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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,407 | $95,979+46.3% | $74,551+88.3% | $135,380+3.7% |
| Participation rate | 100.0% | 75.7%+24.3pp | 69.1%+30.9pp | 82.6%+17.4pp |
| Annual return | -9.69% | 56.97%-66.7pp | 32.53%-42.2pp | 519.81%-529.5pp |
| Employer contribution / active EE | $26,203 | $2,716+864.7% | $1,961+1236.2% | $4,779+448.3% |
| Participant deferral / active EE | $0 | $3,844-100.0% | $3,108-100.0% | $5,609-100.0% |
| Admin fee / account holder | $1,535 | $6,522-76.5% | $5,059-69.7% | $10,828-85.8% |