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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $423,398 | $140,578+201.2% | $100,671+320.6% | $125,389+237.7% |
| Participation rate | 100.0% | 80.4%+19.6pp | 70.7%+29.3pp | 83.2%+16.8pp |
| Annual return | -1.94% | 24.67%-26.6pp | 20.43%-22.4pp | 282.24%-284.2pp |
| Employer contribution / active EE | $16,990 | $5,965+184.8% | $4,012+323.5% | $4,866+249.1% |
| Participant deferral / active EE | $18,517 | $3,981+365.1% | $3,144+489.0% | $5,352+246.0% |
| Admin fee / account holder | $20,089 | $6,716+199.1% | $4,850+314.2% | $9,541+110.6% |