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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,835 | $88,603-46.0% | $69,890-31.6% | $134,545-64.4% |
| Participation rate | 84.2% | 74.9%+9.3pp | 70.5%+13.7pp | 81.2%+3.0pp |
| Annual return | -17.74% | 442.93%-460.7pp | 190.84%-208.6pp | 418.37%-436.1pp |
| Employer contribution / active EE | $2,648 | $3,236-18.2% | $2,560+3.4% | $4,742-44.2% |
| Participant deferral / active EE | $6,772 | $4,771+41.9% | $3,848+76.0% | $6,401+5.8% |
| Admin fee / account holder | $1,182 | $10,443-88.7% | $6,267-81.1% | $11,431-89.7% |