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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,721 | $104,520-73.5% | $76,823-63.9% | $152,885-81.9% |
| Participation rate | 70.6% | 76.6%-6.0pp | 72.1%-1.5pp | 82.5%-11.9pp |
| Annual return | 27.32% | 1014.03%-986.7pp | 1166.42%-1139.1pp | 345.39%-318.1pp |
| Employer contribution / active EE | $2,169 | $3,117-30.4% | $2,302-5.8% | $4,763-54.5% |
| Participant deferral / active EE | $6,446 | $4,236+52.2% | $3,336+93.3% | $5,851+10.2% |
| Admin fee / account holder | $689 | $12,283-94.4% | $6,422-89.3% | $11,598-94.1% |