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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,721 | $104,577-73.5% | $76,667-63.8% | $152,909-81.9% |
| Participation rate | 70.6% | 76.6%-6.0pp | 72.1%-1.5pp | 82.5%-11.9pp |
| Annual return | 27.32% | 1014.36%-987.0pp | 1166.74%-1139.4pp | 345.46%-318.1pp |
| Employer contribution / active EE | $2,169 | $3,119-30.5% | $2,303-5.8% | $4,764-54.5% |
| Participant deferral / active EE | $6,446 | $4,237+52.1% | $3,336+93.2% | $5,851+10.2% |
| Admin fee / account holder | $689 | $12,290-94.4% | $6,423-89.3% | $11,601-94.1% |