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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,558 | $106,247+146.2% | $96,515+171.0% | $139,466+87.5% |
| Participation rate | 85.7% | 77.8%+7.9pp | 74.3%+11.4pp | 80.3%+5.4pp |
| Annual return | 15.45% | 38.47%-23.0pp | 35.73%-20.3pp | 373.66%-358.2pp |
| Employer contribution / active EE | $5,628 | $4,106+37.1% | $3,740+50.5% | $4,754+18.4% |
| Participant deferral / active EE | $10,308 | $5,456+88.9% | $4,880+111.2% | $6,712+53.6% |
| Admin fee / account holder | $326 | $7,885-95.9% | $6,735-95.2% | $11,409-97.1% |