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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,404 | $148,582+3.9% | $135,942+13.6% | $139,456+10.7% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 13.93% | 79.26%-65.3pp | 68.28%-54.3pp | 373.45%-359.5pp |
| Employer contribution / active EE | $3,521 | $5,245-32.9% | $4,858-27.5% | $4,753-25.9% |
| Participant deferral / active EE | $15,525 | $8,101+91.6% | $7,759+100.1% | $6,711+131.3% |
| Admin fee / account holder | $5,867 | $12,402-52.7% | $10,764-45.5% | $11,407-48.6% |