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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,675 | $181,896-43.6% | $156,551-34.4% | $273,972-62.5% |
| Participation rate | 90.9% | 88.4%+2.5pp | 84.0%+6.9pp | 83.0%+7.9pp |
| Annual return | 2.05% | 30.74%-28.7pp | 32.23%-30.2pp | 41.46%-39.4pp |
| Employer contribution / active EE | $5,160 | $6,248-17.4% | $5,501-6.2% | $4,869+6.0% |
| Participant deferral / active EE | $4,921 | $5,550-11.3% | $4,871+1.0% | $5,287-6.9% |
| Admin fee / account holder | $68,186 | $15,560+338.2% | $13,028+423.4% | $10,133+572.9% |