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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,968 | $27,632-24.1% | $61,399-65.8% | $68,495-69.4% |
| Participation rate | 8.8% | 39.5%-30.7pp | 52.6%-43.7pp | 67.9%-59.1pp |
| Annual return | -14.50% | -13.24%-1.3pp | 338.81%-353.3pp | -7.84%-6.7pp |
| Employer contribution / active EE | $228 | $696-67.3% | $1,159-80.4% | $2,596-91.2% |
| Participant deferral / active EE | $759 | $1,264-39.9% | $2,124-64.2% | $4,028-81.1% |
| Admin fee / account holder | $10,611 | $2,010+427.8% | $2,131+398.0% | $5,403+96.4% |