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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,013 | $150,442-78.7% | $136,295-76.5% | $147,585-78.3% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 30.55% | 1049.09%-1018.5pp | 5155.97%-5125.4pp | 578.56%-548.0pp |
| Employer contribution / active EE | $4,470 | $5,256-15.0% | $4,695-4.8% | $4,876-8.3% |
| Participant deferral / active EE | $22,750 | $6,630+243.1% | $6,247+264.2% | $5,439+318.3% |
| Admin fee / account holder | $391 | $10,905-96.4% | $9,243-95.8% | $10,885-96.4% |