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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,500 | $160,028-69.1% | $147,080-66.3% | $145,884-66.1% |
| Participation rate | 92.9% | 84.0%+8.8pp | 82.2%+10.7pp | 80.3%+12.6pp |
| Annual return | 10.99% | 98.60%-87.6pp | 420.17%-409.2pp | 551.85%-540.9pp |
| Employer contribution / active EE | $11,640 | $5,286+120.2% | $4,933+135.9% | $4,662+149.7% |
| Participant deferral / active EE | $7,415 | $8,422-12.0% | $8,066-8.1% | $6,690+10.8% |
| Admin fee / account holder | $2,605 | $15,030-82.7% | $12,989-79.9% | $13,392-80.5% |