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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,741 | $105,200-47.0% | $159,474-65.0% | $85,847-35.1% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 13.07% | 45.08%-32.0pp | 263.68%-250.6pp | 318.61%-305.5pp |
| Employer contribution / active EE | $6,570 | $3,319+97.9% | $4,831+36.0% | $2,565+156.1% |
| Participant deferral / active EE | $5,043 | $5,946-15.2% | $7,353-31.4% | $3,952+27.6% |
| Admin fee / account holder | $5,356 | $6,934-22.8% | $10,802-50.4% | $6,261-14.5% |