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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,761 | $148,629+66.7% | $135,982+82.2% | $139,487+77.6% |
| Participation rate | 40.0% | 83.9%-43.9pp | 81.9%-41.9pp | 80.3%-40.3pp |
| Annual return | 14.22% | 79.33%-65.1pp | 68.32%-54.1pp | 373.84%-359.6pp |
| Employer contribution / active EE | $2,665 | $5,247-49.2% | $4,859-45.1% | $4,755-43.9% |
| Participant deferral / active EE | $6,416 | $8,102-20.8% | $7,760-17.3% | $6,713-4.4% |
| Admin fee / account holder | $2,112 | $12,406-83.0% | $10,767-80.4% | $11,407-81.5% |