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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,350 | $157,304+52.2% | $141,197+69.5% | $152,909+56.5% |
| Participation rate | 25.0% | 84.8%-59.8pp | 82.5%-57.5pp | 82.5%-57.5pp |
| Annual return | 20.83% | 64.34%-43.5pp | 71.41%-50.6pp | 345.46%-324.6pp |
| Employer contribution / active EE | $2,760 | $5,263-47.6% | $4,736-41.7% | $4,764-42.1% |
| Participant deferral / active EE | $4,750 | $7,111-33.2% | $6,710-29.2% | $5,851-18.8% |
| Admin fee / account holder | $2,235 | $12,126-81.6% | $10,265-78.2% | $11,601-80.7% |