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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,132 | $107,353-49.6% | $92,903-41.7% | $152,885-64.6% |
| Participation rate | 40.0% | 79.8%-39.8pp | 76.0%-36.0pp | 82.5%-42.5pp |
| Annual return | 25.20% | 145.62%-120.4pp | 109.43%-84.2pp | 345.39%-320.2pp |
| Employer contribution / active EE | $1,209 | $4,222-71.4% | $3,653-66.9% | $4,763-74.6% |
| Participant deferral / active EE | $5,340 | $4,848+10.2% | $4,238+26.0% | $5,851-8.7% |
| Admin fee / account holder | $917 | $7,081-87.0% | $5,795-84.2% | $11,598-92.1% |