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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,677 | $99,994-31.3% | $146,643-53.2% | $85,847-20.0% |
| Participation rate | 100.0% | 73.1%+26.9pp | 80.1%+19.9pp | 69.3%+30.7pp |
| Annual return | 14.90% | 18.93%-4.0pp | 22.75%-7.8pp | 318.61%-303.7pp |
| Employer contribution / active EE | $2,134 | $2,559-16.6% | $4,137-48.4% | $2,565-16.8% |
| Participant deferral / active EE | $5,662 | $4,006+41.3% | $5,506+2.8% | $3,952+43.3% |
| Admin fee / account holder | $1,593 | $7,703-79.3% | $10,280-84.5% | $6,261-74.6% |