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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,760 | $102,393-69.0% | $147,041-78.4% | $80,911-60.7% |
| Participation rate | 88.9% | 75.9%+13.0pp | 82.2%+6.7pp | 67.6%+21.2pp |
| Annual return | 13.29% | 134.95%-121.7pp | 419.21%-405.9pp | 35.63%-22.3pp |
| Employer contribution / active EE | $3,360 | $3,715-9.6% | $4,935-31.9% | $2,756+21.9% |
| Participant deferral / active EE | $5,737 | $6,647-13.7% | $8,071-28.9% | $4,297+33.5% |
| Admin fee / account holder | $2,806 | $7,943-64.7% | $13,006-78.4% | $6,935-59.5% |