Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,421 | $69,012-67.5% | $160,009-86.0% | $68,486-67.3% |
| Participation rate | 24.4% | 65.4%-41.0pp | 78.0%-53.6pp | 67.9%-43.5pp |
| Annual return | -23.33% | -9.65%-13.7pp | 408.85%-432.2pp | -7.85%-15.5pp |
| Employer contribution / active EE | $0 | $2,212-100.0% | $4,225-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $1,265 | $4,212-70.0% | $6,183-79.5% | $4,028-68.6% |
| Admin fee / account holder | $1,321 | $4,798-72.5% | $8,715-84.8% | $5,404-75.6% |