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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,048 | $107,363-45.0% | $92,909-36.4% | $152,897-61.4% |
| Participation rate | 61.5% | 79.8%-18.2pp | 76.0%-14.5pp | 82.5%-20.9pp |
| Annual return | 23.99% | 145.63%-121.6pp | 109.44%-85.5pp | 345.43%-321.4pp |
| Employer contribution / active EE | $1,896 | $4,222-55.1% | $3,653-48.1% | $4,764-60.2% |
| Participant deferral / active EE | $5,234 | $4,848+8.0% | $4,238+23.5% | $5,851-10.5% |
| Admin fee / account holder | $706 | $7,082-90.0% | $5,795-87.8% | $11,599-93.9% |