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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,108 | $97,761-31.4% | $83,850-20.0% | $135,382-50.4% |
| Participation rate | 66.7% | 80.0%-13.3pp | 76.1%-9.5pp | 82.6%-16.0pp |
| Annual return | -8.88% | 1287.44%-1296.3pp | 850.92%-859.8pp | 519.77%-528.7pp |
| Employer contribution / active EE | $3,166 | $4,222-25.0% | $3,631-12.8% | $4,779-33.7% |
| Participant deferral / active EE | $9,683 | $4,682+106.8% | $4,082+137.2% | $5,609+72.6% |
| Admin fee / account holder | $1,178 | $6,674-82.4% | $5,478-78.5% | $10,829-89.1% |