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| Provider | Service type | Compensation |
|---|---|---|
MMCSC BOSTONIAN GROUP DIVISION4+ years Service code 27 · EIN 06-1685865 | Advisory (Plan) | $60,000 |
KREISCHER MILLER1 year Filed as: KREISCHER, MILLER & CO. Service code 10 · EIN 23-1980475 | Accounting | $34,572 |
Filed as: THE PRUDENTIAL INSURANCE COMPANY OF Service code 13 · EIN 22-1211670 | Contract Administrator | $21,806 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,215 | $75,388-8.2% | $123,553-44.0% | $55,725+24.2% |
| Participation rate | 93.3% | 75.7%+17.6pp | 82.3%+11.0pp | 70.9%+22.5pp |
| Annual return | -7.37% | 4.48%-11.9pp | 119.21%-126.6pp | 244.93%-252.3pp |
| Employer contribution / active EE | $2,727 | $3,063-11.0% | $4,628-41.1% | $2,078+31.2% |
| Participant deferral / active EE | $8,671 | $5,651+53.4% | $6,426+34.9% | $3,356+158.4% |
| Admin fee / account holder | $104 | $120-13.2% | $9,284-98.9% | $115-9.8% |