Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,445 | $122,962-97.2% | $71,585-95.2% | $138,895-97.5% |
| Participation rate | 50.0% | 68.9%-18.9pp | 68.2%-18.2pp | 79.9%-29.9pp |
| Annual return | 20.08% | 37.84%-17.8pp | 59.26%-39.2pp | 145.39%-125.3pp |
| Employer contribution / active EE | $0 | $2,620-100.0% | $1,669-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $671 | $4,311-84.4% | $2,923-77.0% | $6,396-89.5% |
| Admin fee / account holder | $452 | $6,488-93.0% | $4,712-90.4% | $12,562-96.4% |