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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,912 | $100,895-71.3% | $90,430-68.0% | $158,950-81.8% |
| Participation rate | 81.3% | 75.0%+6.2pp | 72.7%+8.6pp | 82.0%-0.7pp |
| Annual return | 11.21% | 1725.54%-1714.3pp | 1293.73%-1282.5pp | 302.91%-291.7pp |
| Employer contribution / active EE | $680 | $3,689-81.6% | $3,262-79.2% | $4,762-85.7% |
| Participant deferral / active EE | $2,552 | $4,347-41.3% | $3,963-35.6% | $5,983-57.3% |
| Admin fee / account holder | $513 | $6,505-92.1% | $5,613-90.9% | $11,248-95.4% |