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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,912 | $100,911-71.3% | $90,440-68.0% | $158,966-81.8% |
| Participation rate | 81.3% | 75.0%+6.2pp | 72.7%+8.6pp | 82.0%-0.7pp |
| Annual return | 11.21% | 1726.62%-1715.4pp | 1294.38%-1283.2pp | 302.95%-291.7pp |
| Employer contribution / active EE | $680 | $3,690-81.6% | $3,263-79.2% | $4,762-85.7% |
| Participant deferral / active EE | $2,552 | $4,348-41.3% | $3,964-35.6% | $5,983-57.3% |
| Admin fee / account holder | $513 | $6,507-92.1% | $5,615-90.9% | $11,250-95.4% |