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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,687 | $181,062-58.8% | $158,223-52.8% | $155,188-51.9% |
| Participation rate | 66.7% | 82.7%-16.0pp | 79.2%-12.5pp | 80.8%-14.1pp |
| Annual return | 16.50% | 57.39%-40.9pp | 52.09%-35.6pp | 148.84%-132.3pp |
| Employer contribution / active EE | $2,081 | $4,565-54.4% | $4,109-49.3% | $4,248-51.0% |
| Participant deferral / active EE | $2,956 | $6,134-51.8% | $5,467-45.9% | $6,531-54.7% |
| Admin fee / account holder | $4,965 | $18,825-73.6% | $16,047-69.1% | $14,480-65.7% |