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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,361 | $183,516-70.4% | $155,534-65.0% | $145,884-62.7% |
| Participation rate | 53.8% | 82.7%-28.9pp | 78.2%-24.4pp | 80.3%-26.5pp |
| Annual return | 14.16% | 61.43%-47.3pp | 64.92%-50.8pp | 551.85%-537.7pp |
| Employer contribution / active EE | $1,535 | $5,315-71.1% | $4,675-67.2% | $4,662-67.1% |
| Participant deferral / active EE | $2,178 | $6,467-66.3% | $5,630-61.3% | $6,690-67.4% |
| Admin fee / account holder | $8,009 | $19,293-58.5% | $15,900-49.6% | $13,392-40.2% |