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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,997 | $150,447-12.3% | $136,298-3.2% | $147,586-10.6% |
| Participation rate | 30.0% | 84.4%-54.4pp | 81.9%-51.9pp | 82.8%-52.8pp |
| Annual return | 12.25% | 1049.15%-1036.9pp | 5156.27%-5144.0pp | 578.59%-566.3pp |
| Employer contribution / active EE | $2,326 | $5,256-55.7% | $4,696-50.5% | $4,876-52.3% |
| Participant deferral / active EE | $2,216 | $6,631-66.6% | $6,247-64.5% | $5,439-59.2% |
| Admin fee / account holder | $289 | $10,906-97.4% | $9,244-96.9% | $10,886-97.3% |