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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,976 | $62,586-60.1% | $76,766-67.5% | $64,181-61.1% |
| Participation rate | 75.0% | 72.8%+2.2pp | 77.0%-2.0pp | 69.6%+5.4pp |
| Annual return | -7.81% | -1.95%-5.9pp | 2.43%-10.2pp | 7.63%-15.4pp |
| Employer contribution / active EE | $752 | $1,832-59.0% | $2,485-69.8% | $2,381-68.4% |
| Participant deferral / active EE | $2,313 | $3,145-26.5% | $3,851-40.0% | $3,470-33.3% |
| Admin fee / account holder | $5,730 | $4,667+22.8% | $6,675-14.2% | $4,887+17.3% |